| BENEFITS | INSURANCE CO | BENEFITS |
Group Term Life and Accidental Death and Dismemberment (Board Paid) | Lincoln Financial Policy #01-60811 Benefits terminate upon retirement | 1 yr base salary + $10,000 35% reduction @ age 65 65% reduction @ age 70 70% reduction @ age 75 80% reduction @ age 80 |
Optional Life (Employee Paid) | Lincoln Financial | Up to 5 times annual salary $500,000 maximum reductions same as above apply Underwriting approval is required for 3-5 times or over $200,000 |
Dependent Life (Employee Paid) | Lincoln Financial | Spouse $10,000-$50,000 Child $5,000-$10,000 (one or more children) Child live birth to 25 years (if full time student and unmarried) |
Medical (Employee is Board Paid) | United Healthcare Group # 717268 See SmartBen for complete plan summaries and options | Deductible Plan Effective 10/01/2011 $500 annual calendar year deductible Office visit copay $30 Specialist $40 Urgent Care $50 Emergency Room $150 Rx copay $10/$30/$75 |
Dental (Employee Paid) | Aetna Group # 835812 See SmartBen for complete plan summaries and options | Call toll free # for info 1-800-872-3862 Cards will be issued
www.aetna.com |
| Flexible Benefits Plan | JW Terrill 800-467-5982 www.jwterrill.com/terrillflex | Allows you to reduce your tax liability by pre-taxing your portion of medical/ dental/vision premiums; unreimbursed medical expenses or child care. Claim Form available on district forms website |
Long Term Disability (Board Paid) | Lincoln Financial Contact benefits department for claim forms | 1-800-423-2765 |
Short Term Disability (Employee Paid) | Lincoln Financial Contact benefits department for claim forms | 1-800-423-2765 |
Vision (Employee Paid) | Vision Policy # 1082 | Toll free # for information 1-800-432-4966 |
MOST | Missouri Most 529 College Savings Plan | Visit https://missourimost.s.upromise.com/ to setup account. Send account information to payroll. |
Northwest Way | Charities vary monthly - for a complete list see smartben. | Contact payroll to enroll. |